年金改革對國小教師退休生涯規劃之影響

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Title:	年金改革對國小教師退休生涯規劃之影響
Other Titles:	The Impact of Annuity Reform on the Elementary School Teachers' Retirement Planning
Authors:	劉燕芬 LIU, YEN-FEN
Contributors:	國際事務與企業學系公共政策研究碩士班彭安麗 PENG, AN-LI
Keywords:	年金改革;國小教師;退休生涯規劃 annuity reform;elementary school teachers;retirement planning
Date:	2019
Issue Date:	2022-03-25 14:01:42 (UTC+8)
Abstract:	本研究是在探討年金改革對國小教師退休生涯規劃之影響。主要目的是要瞭解年金改革前後的差異、教師對退休金的認知、教師的退休生涯目標、以及年金改革後對教師退休生涯規畫之影響。　　為達上述目的，本研究首先探討相關文獻，以作為理論之基礎，再經由質性研究法的深度訪談方式進行資料的蒐集，編擬訪談大綱作為研究工具，分別訪談3位在職教師和3位已退休教師，並將訪談資料進行整理與分析，最後歸納出結論如下：一、國小教師對年金改革的看法，傾向於不支持此次年金改革，且受訪的6位教師都認為在心理上受到了傷害，打擊了老師們的士氣。二、國小教師對退休金的看法多元；其退休生涯目標包含了：改變生活方式、社會服務、運動健身、發展興趣、自我充實、實現人生理想與目標等。三、年金改革對教師退休生涯規劃已造成全面性的影響，環環相扣牽一髮而動全身。　　根據以上研究結論，研究者提出相關建議，以供教師、學校、政府參考。　　This study aims to explore the impact of annuity reform on elementary school teachers' retirement planning. The main purpose is to understand the differences before and after the annuity reform, teachers' perception of pension,teachers' retirement career goals, and the impact of annuity reform on teachers' retirement planning.　　In order to achieve the above objectives, this study first explores relevant literature as a theoretical basis, then collects data through in-depth interviews with qualitative research methods, compiles interview outline as a research tool, interviews three in-service teachers and three retired teachers respectively, and collates and analyses interview data. Finally, it concludes as follows: 1. Primary school teachers'views on annuity reform: they tend not to support the annuity reform, and all the six teachers interviewed think they have been psychologically harmed, which has seriously damaged the morale of teachers. 2. Elementary school teachers have multiple views on retirement pension. Their retirement career goals include: changing lifestyle, social services, sports and fitness, developing interest, self-enrichment, and realizing life ideas and goals.3. The annuity reform has exerted a comprehensive impact on teachers' retirement planning, which is closely related to each other. Based on the above conclusions, the researchers put forward relevant suggestions for teachers, schools and government reference.
Appears in Collections:	[Department of International and China Studies, The M.A. Program of Asia-Pacific Studies and Public Policy Studies] Disserations and Theses(M.A. Program in Public Policy Studies)

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