理財教育是一門很實用的教育，影響每個人的一生和家庭很深遠，在學校教導理財教育為學童準備好成為有能力的消費者與家庭資產管理者的過程。而透過將理財教育融入學校課程的策略，則為理解個人理財概念提供了一個情境，不僅增強了原數學、社會等科目的教導，且使理財教育較不易因為預算或資源稀少的理由而被排擠於學校課程之外。根據研究發現,歸納結果如下: 一、國中小學教師在教學現況、教學策略和教學評量對自我成長都有非常顯著 的正向影響。 二、國中小學教師在理財教育的自我成長有正向的需求和認同。 理財教育在國中小學是學生的基本觀念養成的重要時期，更應該被納入正式課程，以收更大的成效需求，希望學校能帶給孩子未來在社會中實用的理財素養，點亮他們生命中的一盞明燈。 Financial education is a very practical education that has a profound impact on everyone's life and family. Teaching financial education in schools prepares students to become capable consumers and family asset managers. The strategy of integrating financial education into the school curriculum provides a context for understanding the concept of personal financial management, which not only enhances the teaching of subjects such as mathematics and society, but also makes financial education less likely to be excluded due to budgetary or resource scarcity outside the school curriculum. According to the research findings, the conclusions are summarized as follows: 1. The teaching status, teaching strategies and teaching evaluation of primary and secondary school teachers have a very significant positive impact on self-growth. 2. Elementary and junior high school teachers have positive needs and recognition for self-growth in financial management education. Financial education in primary and secondary schools is an important period for students to develop their basic concepts. It should be included in the formal curriculum to meet greater demand for results. It is hoped that the school can bring children practical financial literacy in the future and lighten their lives. a beacon of light.
